Terms of Service | 1st Priority Consulting
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1ST PRIORITY CONSULTING

Terms of Service

Last updated: September 2026

These Terms of Service ("Terms") govern your use of the website, funnels, and general communications of 1st Priority Consulting ("Company," "we," "us"). They do not replace or modify any specific service agreement you sign when enrolling in a paid program — where a specific service agreement applies (such as the Approval Accelerator Program Service Agreement or the Homebuyer Readiness Consultation Agreement), the terms of that specific agreement govern that service.

1. Who We Are

1st Priority Consulting provides credit education, credit repair services, and homebuyer readiness consulting. Specific services, pricing, and terms are described at the time of enrollment and in the applicable service agreement.

2. Eligibility

Our services are intended for individuals 18 years of age or older. By using our site or enrolling in a program, you represent that you meet this requirement.

3. No Guarantee of Results

We do not guarantee any specific outcome from our services, including but not limited to a specific credit score increase, removal of any specific item from your credit report, mortgage approval, or loan terms. Credit repair outcomes depend on many factors outside our control, including the accuracy of information furnished by creditors and the response of credit bureaus.

4. Payments and Billing

Fees for our services are described at the time of enrollment. Where a program fee is billed on a delayed basis (such as after a period of active service), that timing will be disclosed to you before you enroll. Payment processing is handled through our third-party payment processor. By providing payment information, you authorize us to charge the fees described at enrollment according to the schedule presented to you.

5. Cancellation

Cancellation terms vary by service and are described in the applicable service agreement provided at enrollment. Generally, you may cancel certain services within a specified period without penalty, as described in that agreement.

6. Communications Consent

If you provide your phone number and opt in to receive text messages, you consent to receive automated and manual text messages from us related to your program, and, if separately opted in, marketing messages. Message and data rates may apply. Reply STOP to opt out of text messages, or HELP for assistance. See our Privacy Policy for more detail.

7. Third-Party Services

Our services may involve or reference third-party providers, including credit monitoring services and mortgage lending partners. We are not responsible for the terms, practices, or performance of third-party services you choose to use, though we will disclose to you when a referral or data-sharing relationship exists.

8. Intellectual Property

All content on our website and in our educational materials, including but not limited to text, guides, videos, and course content, is the property of 1st Priority Consulting and may not be copied, distributed, or reproduced without our permission.

9. Limitation of Liability

To the fullest extent permitted by law, 1st Priority Consulting shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or website.

10. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of our services after a change constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.

12. Contact Us

1st Priority Consulting
110 Coliseum Crossing #5039, Hampton, VA 23666
(757) 839-1993